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Loans | Savings
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These rates are disclosed as a range. The rate you may qualify for will be determined by your credit worthiness.
* Payment: 3.5% of balance due at time of most recent advance or $25.00 whichever is greater.
*** The current APR will be the current rate being paid on certificates of deposit or share (index) plus 2%. The certificate must be renewed until advance is completly paid. Failure to renew will result in default under the plan. When the certificate is renewed the APR will change to reflect the new dividend rate. Any increase in APR will result in more payments of the same amount until what you owe has been repaid. The present APR will bee disclosed on the voucher at the time of advance.
Fee: You will be charged a lien filing fee at the time of an advance if the credit union takes a security interest in your collateral. The amount of the filing fee will be based upon the amount of fee reeequired by state law for the credit union to obtain a lien on your property.
Late Charge: 5% of loan payment, $1.00 minimum and $15.00 maximum, for payments 10 days past due.
This addendum is incorporated into and becomes part of your Loanliner Credit Agreement.
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CURRENT SAVINGS RATES
Effective Date 05/14/2008
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| Type |
Rate |
APY |
Dividends Pay |
Minimum
Investment
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| Regular Savings |
.35%
|
.35% |
Monthly
|
$1.00**
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| Checking |
.15% |
.15% |
Monthly
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$50.00***
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| Christmas Savings |
.20% |
.20% |
Monthly
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None****
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| Money Market |
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| $1,000.00 - $4,999.99 |
1.35%
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1.36% |
Monthly
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$1,000.00 |
| $5,000.00 - $9,999.99 |
1.50%
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1.51% |
Monthly
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| $10,000.00 - $49,999.99 |
1.95%
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1.97% |
Monthly
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| Over $50,000.00 |
2.20%
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2.22% |
Monthly
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| Coverdell Educational Savings |
1.25%
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1.26% |
Monthly
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$25.00
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Regular & ROTH IRA (Var)
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1.50%
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1.51% |
Monthly
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$25.00
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| REG & ROTH IRA (Var) |
2.25% |
2.27% |
Monthly
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$10,000.00 |
| 6 Month Certificate |
2.00% |
2.01% |
Maturity |
$1,000.00 |
| 6 Month Certificate |
2.40%
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2.41% |
Maturity
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$10,000.00 |
| 12 Month Certificate/ IRA / Roth |
2.10%
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2.12% |
Monthly
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$1,000.00
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| 12 Month Certificate/ IRA / Roth |
2.95% |
2.99% |
Monthly |
$10,000.00* |
| 24 Month Certificate/IRA/Roth |
2.10% |
2.12% |
Monthly |
$1,000.00 |
| 24 Month Certificate/IRA/Roth |
2.85% |
2.89% |
Monthly |
$10,000.00 |
| 30 Month Certificate/ IRA/ Roth |
2.05% |
2.07% |
Monthly |
$1,000.00
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| 30 Month Certificate / IRA / Roth |
2.25% |
2.27% |
Monthly |
$10,000.00 |
| 60 Month Certificate/IRA/Roth |
2.10% |
2.12% |
Monthly |
$1,000.00
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| 60 Month Certificate/ IRA/ Roth |
3.25% |
3.30% |
Monthly |
$10,000.00 |
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YOUR SAVINGS ACCOUNT INSURED TO $100,000
IRA'S INSURED SEPARATELY TO $250,000
APY = Annual Percentage Yield
*Roth IRA Certificate dividends post on a quarterly bases
** Minimum investment to receive dividends is $50.00
*** Minimum investment to receive dividends is $500.00
**** Minimum investment to receive dividends is $5.00
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