Page 1 - West Virginia FCU Fall 2017 Newsletter
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www.wvfcu.org
      Experience the Credit Union Difference!                                                            Fall 2017
                                                                                                      www.wvFcu.org


                                                                                         Holidays 2017




                                                                                                 Columbus Day
                                                                                                 (Offices Closed)
                           text.indd   1                                                                                                3/12/15   5:35 PM
                                                                                             Monday, October 9, 2017
                                                                                                Thanksgiving Day
                                                                                                 (Offices Closed)
                                                                                           Thursday, November 23, 2017
                                                                                                 Christmas Day
                                                                                                 (Offices Closed)
                                                                                           Monday, December 25, 2017
                                                                                                 New Years Day
                                                                                                 (Offices Closed)
                                                                                             Monday, January 1, 2018

                                                                                           $TATISTICS

                                                                                          AS OF AUGUST 31, 2017
                                                                                      Loans –         $  84,877,120.53

                                                                                      Deposits –      $119,350,717.79
                                              All loans are subject to underwriting guidelines and credit approval.  Actual
                                              rates range from 1.99% to 9.99% for new autos & 2013 and new used autos.
                                              Rates range from 3.49% to 9.99% on 2012 and older used autos.  Maximum   Assets –   $136,841,641.31
                                              terms range from 36-60 months for 2012 and older used autos and 38-84 for
                                              new autos & 2013 and newer used autos and are based on your credit histo-
                                              ry, credit score, model year and loan-to-value.  Repayment Example:  3.54%
                                              APR*(Annual Percentage Rate) is based on a credit score of 700-739 and a   Capital Ratio –                 12.42%
                                              loan amount of $20,000 with a term of 62 payments at $353.45 a month, with
                                              an interest rate of 3.49% which includes a $25 processing fee.  LSI (Lenders
                                              Single Interest) required but not required to be purchased thru WVFCU.  LSI   Members –   9,054
                                              thru WVFCU is $21. Rates are accurate as of July 20, 2017 and are subject to
                                              change without notice.  Additional terms and conditions may apply.
                                                                                               Make Sure To
            West Virginia Federal Credit Union                                          Turn Your Clocks Back!

               Celebrates People-First Banking


                          On October 19, West Virginia Federal Credit Union will, along with
                            more than 56,000 credit unions around the world, celebrate In-
                            ternational Credit Union Day (ICU Day), and the philosophy and
                              achievements of the credit union movement.
                              Our three locations will be celebrating with free refreshments.

                               West Virginia Federal Credit Union celebrates ICU Day because
                               it believes the not-for-profit structure and people-first principles
                              of credit unions make them the ideal financial partners for all
                             people. This year’s ICU Day theme is “Dreams Thrive Here,” a cel-
                            ebration of how credit unions help people achieve their biggest
                         goals in life.
     The public is welcome to stop by our South Charleston, St. Albans or Huntington Branch and   Sunday, November 5, 2017
     celebrate with West Virginia Federal Credit Union a worldwide movement that’s made help-      at 2:00 am
     ing people its No. 1 priority for more than 160 years.
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