Page 1 - West Virginia FCU Summer2018 Newsletter
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www.wvfcu.org                                                                                                                                      Summer 2018
Experience the Credit Union Difference!
                                                                                                                                                                               www.wvfcu.org
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                                                                                                                                                                  Holidays 2018

                                                                                                                                                                      Independence Day
                                                                                                                                                                   Wednesday, July 4, 2018

                                                                                                                                                                           Labor Day
                                                                                                                                                                  Monday, September 3, 2018

                                                                                                                                                                  $TATISTICS

The 4.56% APR*(Annual Percentage Rate) is based on a New RV loan of $20,000 with a credit score of 720, 48 month term, rate 4.49% with a payment of $456.64       Loans –	 $ 83,878,494.67
and includes a $25.00 processing fee. New RV, boat and UTV interest rates range from 3.99% - 17.25% with terms that range from 48 – 120 months. Used RV,
boats and UTV interest rates range from 4.49% - 17.25% with terms that range from 36 – 72 months. LSI – Lenders Single Interest is required, but not required to  Deposits –	 $110,715,382.69
be purchased through WVFCU. If purchased through WVFCU the fee is $21.00. Collateral Insurance is required. All loans are subject to underwriting guidelines.
Additional Terms and Conditions may apply. Rates are subject to change without notice. Other rates apply to motorcycles, ATV’s and personal watercraft.           Assets –	 $128,667,800.12

  NEW LOOK COMING SOON...                                                                                                                                         Capital Ratio –  13.53%

      Starting with our Fall 2018 Newsletter, WVFCU will discontinue the newsletter paper insert in the                                                           Members –	       8,633
     quarterly statements. We will be producing a digital all color printable version on our website,

              located under About Us or Membership. So don’t forget, check out our new look.

   Notify Us Before You Travel                                                                                                                                                 Reminder

Attn: Visa ATM/Check Card Users                                                                                                                                    Safe Deposit Box Annual Rental Fees will be
                                                                                                                                                                  automatically debited on September 30, 2018.
As a precautionary measure our                                                                                                                                     Be sure to account for this transaction in your
automated processing fraud detection
software may prevent certain large/                                                                                                                                         personal records accordingly.
unusual signature based transactions
from being approved. If you experience                                                                                                                            Important Member Notice
a Credit/Signature denial, please use
your PIN to complete your transactions.                                                                                                                           Important change In Terms for Foreign
                                                                                                                                                                  Visa Debit Card transactions effective
WVFCU has blocked ALL International/                                                                                                                              August 15, 2018.
Foreign countries (includes U.S.                                                                                                                                  •	 The fee for multiple and single
territories) from WVFCU VISA ATM/
Check Card usage due to the increasing                                                                                                                                foreign currency Visa Debit Card
amount of fraudulent transactions coming in from overseas countries. This is                                                                                          transactions including purchases and
for your protection. If you will be traveling outside of the United States or making                                                                                  cash withdrawals and credits to your
international internet purchases with your VISA ATM/Check Card please contact us                                                                                      account will be 3% of the transaction.
immediately at 304-744-MYCU (6928) so that we may unblock your card. We
apologize for any inconvenience this may cause.
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