Page 1 - WVFCU: Community Connection: Summer 2021
P. 1
Home Equity Line of Credit
flexibility allows you access
www.wvfcu.org to funds when you need them.
COMMUNITY CONNECTION
FAST approvals and
professional service. COMMUNITY CONNECTION
Call 304-744-MYCU (6928)
or stop by any of our 4
locations today to apply.
• NO Annual Fee . . . EVER!!! VOL. 7 | SUMMER 2021 | ISSUE 3
• Competitive Rates
• Low Payments PAGE 2 Community Events PAGE 3 PC Home PAGE 4 What is new PAGE 5 2022 Board PAGE 6 Summer
Banking
• Local Decisions & Servicing Update in Mobile: Meeting Bucket List
Holidays
• No Closing Costs
• Potential Tax Advantages*
All lines are subject to credit and income approval. Maximum loan-to-value (LTV) is based on credit history, credit score and appraised value up to an 89% combined loan balance of all liens. Home Equity Lines
of Credit are secured by your residence that is held as collateral. Interest rate is variable based on predetermined margins added to the prime lending rate which is published in the Wall Street Journal and may
vary quarterly. Actual margin is based on the home’s loan to value ratio, lien position, owner occupied status, applicant’s credit history and the amount of the credit line. Your home must be a single-family owner Find a New Setting
occupied residence. Manufactured homes do not qualify. Hazard insurance is required. Flood insurance where applicable, is required. Borrower responsible for costs to resolve title issues and structural inspection,
if necessary. Additional terms and conditions may apply. Please contact the credit union for additional details about credit costs and terms. *Consult a Tax Professional regarding the tax deductibility of interest.
for your family selfie.
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4.99%
Apply for a
Appl y for a RATES AS LOW AS 4.99%
RA
TES AS LOW AS
V
a
Vacation Loan APR* 6.90%
an
tion Lo
ca
APR* 6.90%
TOD A Y! C al l T OD A Y a t 304-744-M Y CU ( 6928)
TODAY!
Call TODAY at 304-744-MYCU (6928)
Available at WFVCU now through August 31, 2021. First payment due 30 days from
disbursement of proceeds, maximum term 12 months. The 6.90% APR*(Annual Percentage
Rate) is based on a loan of $2,500 with a term of 12 months with payment of $214.04 and
an interest rate of 4.99% which includes a $25 processing fee. Vacation Loan interest rates
range from 4.99%-10.99%. All loans are subject underwriting guidelines. Additional terms
and conditions may apply.
VOL. 7 | SUMMER 2021 | ISSUE 3 PAGE 1