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West Virginia FCU
West Virginia FCU
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West Virginia Federal Credit Union

Remote Deposit Capture

Deposit Checks from your Phone - when you want, where you want.

Remote Deposit Capture provides our members with the ability to deposit checks anywhere,
anytime with just a few taps on their smartphone or tablet. Optimize your deposit processing
with Remote Deposit Capture, and bypass the traditional paper check payment system. Send
deposits from your phone to the bank electronically,using our Remote Deposit Capture. It’s
fast and affordable. This is intergrated in our Mobile App.

Features

  • Fast: Submit deposit and receive confirmation in seconds.
  • Convenient: Deposit checks anywhere, anytime.
  • Secure: Log-in security and data encryption ensures your information is always safe.
  • Accurate: When capturing images, our application automatically extracts payment data.
  • Easy: Remote Deposit Capture is integrated into the mobile app.
  • Compatible with iPhone© and Android© devices.
  • Provides extreme accuracy as it captures and optimizes images while automatically extracting payment data.
  • Check 21 compliant – ensures images pass only after satisfying rigorous quality standard.
  • Both consumer and business checks can be deposited electronically through Remote Deposit Capture some restrictions apply.
  • Remote Deposit Capture reads the amounts of the checks automatically and verifies the total amount of scanned checks against the amount you’ve entered as a deposit total.
  • Generally, deposits received before 3:00 p.m. EST on a business day that we are open (Business days do not include Saturday, Sunday or holidays) will be deposited on that business day. Deposits received after 3:00 p.m. EST will be considered received the following business day. Funds from your deposit generally will be available to you on the first business day after your deposit. However, West Virginia Federal Credit Union standard Funds Availability Policy (case by case determination) may apply to items deposited via MDC.
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