Page 1 - West Virginia FCU Fall 2017 Newsletter
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www.wvfcu.org                                                                                                                                                   Fall 2017
Experience the Credit Union Difference!
                                                                                                                                                                                       www.wvfcu.org

                                                                                                                                                                           Holidays 2017

text.indd 1                                                                                                                                                                         Columbus Day
                                                                                                                                                                                    (Offices Closed)
                                                                                                                                                                              Monday, October 9, 2017

                                                                                                                                                                                  Thanksgiving Day
                                                                                                                                                                                    (Offices Closed)

                                                                                                                                                                           Thursday, November 23, 2017

                                                                                                                                                                                    Christmas Day
                                                                                                                                                                                    (Offices Closed)
                                                                                                                                                                           Monday, December 25, 2017

                                                                                                                                                                                    New Years Day
                                                                                                                                                                                    (Offices Closed)
                                                                                                                                                                              Monday, January 1, 2018

                                                                                                                                                                           $TATISTICS

                                                                                                                                                                           AS OF AUGUST 31, 2017

                                                                                                                                                                           Loans –	    $ 84,877,120.53

                                                                                             All loans are subject to underwriting guidelines and credit approval. Actual  Deposits –	 $119,350,717.79
                                                                                             rates range from 1.99% to 9.99% for new autos & 2013 and new used autos.
                                                                                             Rates range from 3.49% to 9.99% on 2012 and older used autos. Maximum         Assets –	 $136,841,641.31
                                                                                             terms range from 36-60 months for 2012 and older used autos and 38-84 for
                                                                                             new autos & 2013 and newer used autos and are based on your credit histo-     Capital Ratio –  12.42%
                                                                                             ry, credit score, model year and loan-to-value. Repayment Example: 3.54%
                                                                                             APR*(Annual Percentage Rate) is based on a credit score of 700-739 and a      Members –	       9,054
                                                                                             loan amount of $20,000 with a term of 62 payments at $353.45 a month, with
                                                                                             an interest rate of 3.49% which includes a $25 processing fee. LSI (Lenders       Make Sure To
                                                                                             Single Interest) required but not required to be purchased thru WVFCU. LSI    Turn Your Clocks Back!
                                                                                             thru WVFCU is $21. Rates are accurate as of July 20, 2017 and are subject to
                                                                                             change without notice. Additional terms and conditions may apply.

West Virginia Federal Credit Union
 Celebrates People-First Banking

                               On October 19, West Virginia Federal Credit Union will, along with                                                                          Sunday, November 5, 2017
                                   more than 56,000 credit unions around the world, celebrate In-                                                                                at 2:00 am
                                   ternational Credit Union Day (ICU Day), and the philosophy and
                                     achievements of the credit union movement.

                                      Our three locations will be celebrating with free refreshments.

                                      West Virginia Federal Credit Union celebrates ICU Day because
                                      it believes the not-for-profit structure and people-first principles
                                     of credit unions make them the ideal financial partners for all
                                    people. This year’s ICU Day theme is “Dreams Thrive Here,” a cel-
                                 ebration of how credit unions help people achieve their biggest
                             goals in life.

The public is welcome to stop by our South Charleston, St. Albans or Huntington Branch and
celebrate with West Virginia Federal Credit Union a worldwide movement that’s made help-
ing people its No. 1 priority for more than 160 years.
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