Page 4 - West Virginia FCU Fall 2018 Newsletter

Skip-A-Payment
There’s no time like the present

Worried about the extra expense of holiday spending?

Unwrap a special gift from WVFCU and brighten your holidays with a Skip-A-Pay. Take a
break from your bills and enjoy the extra cash in your pocket. Avoid credit card debt this
Christmas and skip your loan payment, use the money for holiday gifts, travel or entertaining.

Signup TODAY!

Sign and return this letter, either by mail or in person and we’ll defer your December or January payment.

Loan Extension Agreement

December – No payment will be due in December 2018 Charge to my share draft (checking) account # _______________
January – No payment will be due in January 2019
I wish to pay $25.00 for each loan deferment by: My loan is currently setup on ACH or Electronic withdrawal.
Enclosed is my check
Charge to my share (savings) account

It is mutually agreed that in consideration for the fee of $25.00 per loan, my monthly loan payment will be deferred and extended to the end of original term
of any loan to which an extension(s) is applied. I understand that finance charges will continue to accrue and all other terms and provisions of the original
loan agreement are unchanged and remain in full force and effect. I understand the Skip-A-Pay program is subject to approval. Eligible Loans must be
current at the of request and reflect a history of (6) six consecutive payments. Additionally, I understand that this will not stop an ACH originated at another
institution for the purpose of making my payments at WVFCU. I am limited to (2) two Skip-A-Pay’s during the life of any eligible loan. Personal Service Lines
(PSL), Home Equity Loans, Home Equity Lines of Credit and Mortgages are excluded from this offer. Other Restrictions Apply.

______________________________________ ________________________________ (All parties must sign)
Borrower Signature Co-Borrower Signature

Borrower Name (print) ______________________________
Member Account Number ___________________________ Daytime Phone Number _____________________________
Loan Account Number ______________________________

For CU use only: Approved By Date Verified By Date

PAGE 4 VOL. 1 | FALL 2018 | ISSUE 1