Page 2 - West Virginia FCU Fall 2017 Newsletter

www.wvfcu.org Home Equity Line of Credit
flexibility allows you access
to funds when you need them.
FAST approvals and
professional service.
Call 304-744-MYCU (6928)
or stop by any of our 2
locations today to apply.

NO Annual Fee . . . EVER!!!

• Competitive Rates
• Low Payments
• Local Decisions & Servicing
•• No Closing Costs

Potential Tax Advantages*

All lines are subject to credit and income approval. Maximum loan-to-value (LTV) is based on credit history, credit score and appraised value up to an 89% combined loan balance of all liens. Home Equity Lines
of Credit are secured by your residence that is held as collateral. Interest rate is variable based on predetermined margins added to the prime lending rate which is published in the Wall Street Journal and may
vary quarterly. Actual margin is based on the home’s loan to value ratio, lien position, owner occupied status, applicant’s credit history and the amount of the credit line. Your home must be a single-family owner
occupied residence. Manufactured homes do not qualify. Hazard insurance is required. Flood insurance where applicable, is required. Borrower responsible for costs to resolve title issues and structural inspection,
if necessary. Additional terms and conditions may apply. Please contact the credit union for additional details about credit costs and terms. *Consult a Tax Professional regarding the tax deductibility of interest.

C177946-26048 HOMEEQPROOF.indd 2 9/9/16 8:56 AM

www.wvfcu.org

More money in your pocket, thanks to West Virginia
Federal Credit Union and Love My Credit Union® Rewards.

Saving on the products and services you need and use every day is easy with Love My Credit Union Rewards. As a
member of West Virginia Federal Credit Union you can get discounts and rewards that include:

• A $100 cash reward with every new line activated with Sprint®! Current customers will receive a $50 cash reward for every
line transferred into Sprint® Credit Union Member Cash Rewards. Plus, get a $50 loyalty cash reward every year for every
line.* And there’s more! Members are eligible for 25% off accessories.

• Up to $15 off TurboTax® federal products!
• An exclusive smoke communicator and a $100 gift card with a new ADT® monitored home security system. You must call 844-

703-0123 to receive this special offer through the Love My Credit Union Rewards Program.
• Trusted protection at true savings with the TruStage® Auto & Home Insurance Program.

• Cash back at over 1,500 online retailers with Love to Shop.

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Main Office: Locations St. Albans Location:
318 5th Avenue 2355 MacCorkle Avenue
South Charleston, WV 25303 eBranch: Route 60, St. Albans, WV 25177
304-744-MYCU(6928) • FAX: 304-744-1993 www.wvfcu.org 304-729-3000 • FAX: 304-729-0909
PAT: 304-744-CU24(2824)