Page 4 - WVFCU: Community Connection:Summer 2022

Home Equity Line of Credit
flexibility allows you access
www.wvfcu.org to funds when you need them.
FAST approvals and
professional service.
Call 304-744-MYCU (6928)
or stop by any of our 4
PICK YOUR
locations today to apply.
•
FAVORITE
NO Annual Fee . . . EVER!!!
•
Competitive Rates
•
WAY TO PLAY
Low Payments
• Local Decisions & Servicing
• No Closing Costs

•
Potential Tax Advantages*
Fund All Types of Fun with a Recreational Loan
Call 304-744-MYCU (6928)
All lines are subject to credit and income approval. Maximum loan-to-value (LTV) is based on credit history, credit score and appraised value up to an 89% combined loan balance of all liens. Home Equity Lines
of Credit are secured by your residence that is held as collateral. Interest rate is variable based on predetermined margins added to the prime lending rate which is published in the Wall Street Journal and may
vary quarterly. Actual margin is based on the home’s loan to value ratio, lien position, owner occupied status, applicant’s credit history and the amount of the credit line. Your home must be a single-family owner
occupied residence. Manufactured homes do not qualify. Hazard insurance is required. Flood insurance where applicable, is required. Borrower responsible for costs to resolve title issues and structural inspection,
if necessary. Additional terms and conditions may apply. Please contact the credit union for additional details about credit costs and terms. *Consult a Tax Professional regarding the tax deductibility of interest.
PAGE 4 VOL. 8 | SUMMER 2022 | ISSUE 3
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