Page 6 - WVFCU: Community Connection: Winter 2022
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                                             WVFCU offers Debt Protection, Gap and Mechanical Repair.
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                Mechanical Repair                                                                                               Coverage Benefits
                                                                                                                                • Rental reimbursement: up to $35 per day (5-day
                Coverage                                                                                                          maximum, 10-day maximum for parts delay); available
                                                                                                                                  on the first day of a covered repair

                                                                                                                                • 24-hour emergency roadside assistance: up to $100
                Essential protection                                                                                              per occurrence; includes towing, battery jumpstart,
                                                                                                                                  fluid delivery, flat tire assistance and lock-out service


                against costly                                                                                                  • Travel expense reimbursement: up to $200 per day
                                                                                                                                  (5-day maximum) for lodging, food and transportation
                                                                                                                                  expenses when a covered breakdown occurs 100 miles
                repairs.                                                                                                          or more from home and your vehicle is held overnight at
                                                                                                                                  a repair facility; not available to residents of NY
                                                                                                                                • Key replacement: up to $800 per occurrence for the
                                                                                                                                  repair or, if nonrepairable, the replacement of lost,
                                                                                                                                  stolen or damaged keys (including fob and/or remote)
                                                                                                                                  including any programming; not available to residents
                                                                                                                                  of CA, CT, MA, MT, PA, SD, VT, WI and WY
                                                                                                                                • Paintless dent repair: provides for the repair of dings and
                                                                                                                                  dents, no larger than 4 inches in length/diameter, that are

                Drive with confidence, knowing we’ve got your back.                                                               within an accessible area on a body panel of your vehicle
                                                                                                                                  and that are repairable through existing paintless dent
                A breakdown can be troubling enough without the added worry of expensive repairs. That’s why we’re                repair techniques; not available to residents of CA and CT
                pleased to bring you Mechanical Repair Coverage:                                                                • Commercial use: pays for covered breakdowns when
                                                                                                                                  your vehicle is used for permitted commercial purposes;
                                                                                                                                  not available to residents of CA
                                                                                                                                • Rideshare: pays for covered breakdowns when your
                As your vehicle gets older, the risk and         And the average cost of those repairs                            vehicle is used for ride-sharing purposes such as Uber
                cost of repairs increases.                       can be expensive.*                                               or Lyft; not available to residents of CA
                                                                                                                                • Lift kit/leveling kit: pays for covered breakdowns
                150,000 —                                                                                                         when your vehicle is equipped with a lift kit not to exceed
                125,000 —                                                   BLIND-SPOT   POWER WINDOW  STEERING GEAR              6 inches or leveling kit not to exceed 2.5 inches (lift kit or
                                    ZONE                            BRAKES  $1,330     $605
                100,000 —                                          ANTI-LOCK  SENSOR    MOTOR         $1,770                      leveling kit components themselves are not covered);
                 75,000 —          OF RISK                         $1,310                     ALTERNATOR  A/C                     not available to residents of CA
                                                                                               $910
                 60,000—                                                                              COMPRESSOR                • Mobility equipment: provides coverage for mobility
                                                                                                       $1,335
                 50,000 —                                                                                                         equipment components when installed by the
                 36,000 —                                                                                                         manufacturer or a licensed, manufacturer-authorized
                          Most
                        Common                                                                                                    installer; not available to residents of CA
                    MILES  Warranties                                                                                           • Good at any authorized repair facility in the continental United
                         Factory
                                                                                                                                  States of America, Alaska, Hawaii and Canada
                       YEARS    3  4  5  6  7  8  9  10  11  12  13  14  15
                                                                   BACK-UP                              ENGINE                  • No out of pocket expense (except for any deductible):
                                                                   CAMERA  LANE DEPARTURE   NAVIGATION   TRANSMISSION  $5,500
                                                                   $500     WARNING    SYSTEM  $3,550                             the administrator pays the repair facility directly for the
                                                                            $570      $1,570                                      covered repair
                                                                                                                                • Transferable: if you sell your vehicle privately, the
                Mechanical Repair Coverage                                                                                        coverage can be transferred (for an administrative fee),
                May help limit unexpected covered repair costs as your vehicle ages, potentially saving you thousands             adding resale value and appeal
                of dollars in repairs. What’s more, it works at any authorized repair facility in the U.S. or Canada.           • Cancelable: receive a full refund for an unused agreement
                                                                                                                                  within the first 60 days, or a prorated refund thereafter less

                                                                                                                                  an administrative fee*
                *Actual costs may vary by vehicle year, make and model. Prices are based on actual claim experience of Consumer Program
                Administrators, Inc. and its affiliated companies’ customers as of January 2021. Your experience may be different.   * Cancellation provision and administrative fees vary by state.

      PAGE 6                                                                         VOL. 8  |  WINTER 2022  |  ISSUE 1
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