Page 2 - WVFCU: Community Connection: Fall 2021

15 tips to Prepare your Home for the Fall and Winter

DEBT

PROTECTION

Does your family
have a safety net
if the unexpected hits?

Involuntary
IN THE EVENT OF... Death Disability Unemployment
WHAT HAPPENS... • Protected borrower • A covered disability occurs • A covered job loss occurs.
passes away. due to injury or illness.
Having a home you enjoy is important for many things, including comfort, relaxation, and also joy. In fact, studies have shown that a person’s happiness is related
IT CANCELS THIS...
• Your loan payments.
• Your loan payments.
• Your payments or
loan balance.
up to the contract maximums
to the environment they live in, and how comfortable it is for them. The environment can a ect our homes in a variety of ways. One of the biggest includes the
changing seasons throughout the years and most of all fall and winter. It’s important to begin preparing your home for fall and winter even before the start of the
YOU MAY BE ELIGIBLE IF YOU...
• Are a permanent employee
• Are a permanent employee
• Have an eligible loan.
who is actively working.*
who is actively working.*
cold seasons. Not only does this help in keeping your home comfortable, but also in aiding to prevent damage that the environment and seasons can cause. Leaving
repairs to the last minute is a sure way to add stress, time, and cost to any possible problems in the future.
Always be Ready for the unexpected!
Ask your loan officer to protect what matters most to you.
1. Check your HVAC system
Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility
requirements, conditions and exclusions may apply. *Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt
The rst thing you should check when preparing your home for fall and winter is your heating, ventilation, and cooling system, also known as an
Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.
MARKETING#: DP-2041086.1-0218-0320
HVAC system. An HVAC system can last for as long as 20 years, but in between those years must be properly maintained.
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Communit
Community Events
Communit y E v ents $TATISTICS
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Communit
Communit
As of August 31, 2021
Loans – $ 68,543,796
Deposits – $112,418,136
Assets – $133,303,196
Saturday Capital Ratio – 15.12%
December 4, 2021 Members – 7,970
South Charleston
Christmas Our Holidays
Parade
12:00-4:00 Columbus Day
Monday, October 11, 2021
Veterans Day
Wednesday, November 11, 2021
Thanksgiving
ST. ALBANS Friday, December 24, 2021
Thursday, November 25, 2021
Christmas Eve
Closes at 1:00 p.m.
New Year’s Eve
Friday, December 31, 2021
Closes at 3:00 p.m.
PAGE 2 VOL. 7 | FALL 2021 | ISSUE 4
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