Page 1 - WVFCU: Community Connection: Sprint 2021
P. 1
Home Equity Line of Credit
flexibility allows you access
www.wvfcu.org to funds when you need them.
FAST approvals and
COMMUNITY CONNECTION
professional service. COMMUNITY CONNECTION
Call 304-744-MYCU (6928)
or stop by any of our 4
locations today to apply.
• NO Annual Fee . . . EVER!!! VOL. 7 | SPRING 2021 | ISSUE 2
• Competitive Rates
• Low Payments Main Street Community Events Love My Credit Union Perks Youth
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• No Closing Costs
• Potential Tax Advantages*
All lines are subject to credit and income approval. Maximum loan-to-value (LTV) is based on credit history, credit score and appraised value up to an 89% combined loan balance of all liens. Home Equity Lines
of Credit are secured by your residence that is held as collateral. Interest rate is variable based on predetermined margins added to the prime lending rate which is published in the Wall Street Journal and may
vary quarterly. Actual margin is based on the home’s loan to value ratio, lien position, owner occupied status, applicant’s credit history and the amount of the credit line. Your home must be a single-family owner
occupied residence. Manufactured homes do not qualify. Hazard insurance is required. Flood insurance where applicable, is required. Borrower responsible for costs to resolve title issues and structural inspection,
if necessary. Additional terms and conditions may apply. Please contact the credit union for additional details about credit costs and terms. *Consult a Tax Professional regarding the tax deductibility of interest.
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STOP AND
Smell the Savings
AUTO LOANS AS LOW AS 1.99% APR.
with and APR* 2.07%
Call TODAY at 304-744-(6928)
All loans are subject to underwriting guidelines and credit approval. Actual rates range from 1.99% to 9.99%
for new autos 2018-2021. Rates range from 3.74% to 9.99% on 2017 and older used autos. Maximum terms
range from 36 to 60 months from 2017 and older used autos and 38 to 84 for 2018 and newer and are based
on your credit history, credit score, model, year and loan-to-value. Repayment Example: 3.54% APR* (Annual
Percentage Rate) is based on a credit score of 700-739 and a loan amount of $20,000 with a term of 62 months
at 353.45 a month, with an interest rate of 3.49% which includes a $25 processing fee. LSI (Lenders Single
Interest) required but not required to be purchased thru WVFCU. LSI thru WVFCU is $21. Rates are accurate as
of April 1, 2021 and are subject to change without notice. Additional terms and conditions may apply.
VOL. 7 | SPRING 2021 | ISSUE 2 PAGE 1