Page 4 - WVFCU: Community Connection: Sprint 2021

Find the Right Balance With a Home Equity Line of Credit
Home Equity Line of Credit
flexibility allows you access
www.wvfcu.org to funds when you need them.
FAST approvals and
professional service.
Call 304-744-MYCU (6928)
or stop by any of our 4
locations today to apply.
• NO Annual Fee . . . EVER!!!
• Competitive Rates

• Low Payments
•
Local Decisions & Servicing
All lines are subject to credit and income approval. Maximum loan-to-value (LTV) is based on credit history, credit score and appraised value up to an 80% combined loan balance of all liens.
•
Home Equity Line of Credit are secured by your residence that is held as collateral. Interest rate is variable based on predetermined margin added to the prime lending rate which is published
No Closing Costs
in the Wall Street Journal and may vary quarterly. Actual margin is based on the home’s loan to value ratio, lien position, owner occupied status, applicant’s credit history and the amount of
•
the credit line. Your home must be a single-family owner occupied residence. Manufactured homes do not qualify. Hazard Insurance is required. Flood Insurance where applicable, is required.
Borrower responsible for costs to resolve title issues and structural inspection if necessary. Additional terms and conditions may apply. Please contact the credit union for additional details
about credit costs and terms. Potential Tax Advantages*
Call TODAY at 304-744-(6928)
All lines are subject to credit and income approval. Maximum loan-to-value (LTV) is based on credit history, credit score and appraised value up to an 89% combined loan balance of all liens. Home Equity Lines
of Credit are secured by your residence that is held as collateral. Interest rate is variable based on predetermined margins added to the prime lending rate which is published in the Wall Street Journal and may
vary quarterly. Actual margin is based on the home’s loan to value ratio, lien position, owner occupied status, applicant’s credit history and the amount of the credit line. Your home must be a single-family owner
occupied residence. Manufactured homes do not qualify. Hazard insurance is required. Flood insurance where applicable, is required. Borrower responsible for costs to resolve title issues and structural inspection,
if necessary. Additional terms and conditions may apply. Please contact the credit union for additional details about credit costs and terms. *Consult a Tax Professional regarding the tax deductibility of interest.
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PAGE 4 VOL. 7 | SPRING 2021 | ISSUE 2