Page 6 - WVFCU: Community Connection: Sprint 2021

Home Equity Line of Credit
flexibility allows you access
to funds when you need them.
www.wvfcu.org
FAST approvals and
professional service.
Call 304-744-MYCU (6928)
or stop by any of our 4
locations today to apply.
• NO Annual Fee . . . EVER!!!
• Competitive Rates
• Low Payments
• Local Decisions & Servicing
• No Closing Costs
• Potential Tax Advantages*
All lines are subject to credit and income approval. Maximum loan-to-value (LTV) is based on credit history, credit score and appraised value up to an 89% combined loan balance of all liens. Home Equity Lines
of Credit are secured by your residence that is held as collateral. Interest rate is variable based on predetermined margins added to the prime lending rate which is published in the Wall Street Journal and may
vary quarterly. Actual margin is based on the home’s loan to value ratio, lien position, owner occupied status, applicant’s credit history and the amount of the credit line. Your home must be a single-family owner
occupied residence. Manufactured homes do not qualify. Hazard insurance is required. Flood insurance where applicable, is required. Borrower responsible for costs to resolve title issues and structural inspection,
if necessary. Additional terms and conditions may apply. Please contact the credit union for additional details about credit costs and terms. *Consult a Tax Professional regarding the tax deductibility of interest.
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The Key

to Your

Home Awaits

All lines are subject to credit and income approval. Maximum loan-to-value (LTV) is based on credit history, credit Contact:
score and appraised value up to an 80% combined loan balance of all liens. Home Equity Line of Credit are se-
cured by your residence that is held as collateral. Interest rate is variable based on predetermined margin added
to the prime lending rate which is published in the Wall Street Journal and may vary quarterly. Actual margin is Lisa Ratliff — (304) 414-3534
based on the home’s loan to value ratio, lien position, owner occupied status, applicant’s credit history and the
amount of the credit line. Your home must be a single-family owner occupied residence. Manufactured homes do
not qualify. Hazard Insurance is required. Flood Insurance where applicable, is required. Borrower responsible Paula Chinn — (304) 414-3531
for costs to resolve title issues and structural inspection if necessary. Additional terms and conditions may apply.
Please contact the credit union for additional details about credit costs and terms.

Every April, National Credit Union Youth Month serves to encourage kids to develop
healthy saving habits by making savings fun and exciting.
“Be a credit union saver and your savings will never go extinct.”

PAGE 6 VOL. 7 | SPRING 2021 | ISSUE 2