Page 1 - WVFCU: Community Connection: Spring 2022
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COMMUNITY CONNECTION







                                                                                 VOL. 8  |  SPRING 2022  |  ISSUE 2



            Community Events
                                       Falling for
       PAGE  2 2  C ommunit y E v ents  PAGE  3 Falling for  PAGE  4  Ticket at  PAGE  5  Spring Cleaning  PAGE  6  Spring Cleaning
            Stats & Holidays
                                                            Work
                                       Scams
                                                                                                        Checklist (cont.)
                                                                              Checklist














    AUTO FINANCING
 Home Equity Line of Credit
 flexibility allows you access
 www.wvfcu.org  to funds when you need them.
 FAST approvals and
 professional service.
 Call 304-744-MYCU (6928)
 or stop by any of our 4
 locations today to apply.
 •  NO Annual Fee . . . EVER!!!
 •  Competitive Rates                                        All loans are subject to underwriting guidelines and credit approval.  Actual rates range from 1.99% to 9.99%
                                                             for new autos 2019-2022.  Rates range from 3.24% to 9.99% on 2018 and older used autos.  Maximum terms
 •  Low Payments                                             range from 36 to 60 months from 2018 and older used autos and 38 to 84 for 2019 and newer and are based
                                                             on your credit history, credit score, model, year and loan-to-value.  Repayment Example:  3.54% APR* (Annual
                                                             Percentage Rate) is based on a credit score of 740+ and a loan amount of $20,000 with a term of 62 months
 •  Local Decisions & Servicing                              at 344.55 a month, with an interest rate of 2.49% which includes a $25.00 processing fee.  LSI (Lenders Single
                                                             Interest) required but not required to be purchased thru WVFCU.  LSI thru WVFCU is $48.  Rates are accurate as
 •  No Closing Costs  So you can spend more time
                                                             of March 31, 2022 and are subject to change without notice.  Additional terms and conditions may apply.
 •  Potential Tax Advantages*                                Call us today at 304-744-MYCU (6928) or stop in
             taking the scenic route

 All lines are subject to credit and income approval. Maximum loan-to-value (LTV) is based on credit history, credit score and appraised value up to an 89% combined loan balance of all liens. Home Equity Lines   our South Charleston of St. Albans Branch
 of Credit are secured by your residence that is held as collateral. Interest rate is variable based on predetermined margins added to the prime lending rate which is published in the Wall Street Journal and may
 vary quarterly. Actual margin is based on the home’s loan to value ratio, lien position, owner occupied status, applicant’s credit history and the amount of the credit line. Your home must be a single-family owner
 occupied residence. Manufactured homes do not qualify. Hazard insurance is required. Flood insurance where applicable, is required. Borrower responsible for costs to resolve title issues and structural inspection,
 if necessary. Additional terms and conditions may apply. Please contact the credit union for additional details about credit costs and terms. *Consult a Tax Professional regarding the tax deductibility of interest.
     VOL. 8  |  SPRING 2022  |  ISSUE 2                                                                         PAGE 1
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