Page 1 - WVFCU: Community Connection: Spring 2022
P. 1
COMMUNITY CONNECTION
VOL. 8 | SPRING 2022 | ISSUE 2
Community Events
Falling for
PAGE 2 2 C ommunit y E v ents PAGE 3 Falling for PAGE 4 Ticket at PAGE 5 Spring Cleaning PAGE 6 Spring Cleaning
Stats & Holidays
Work
Scams
Checklist (cont.)
Checklist
AUTO FINANCING
Home Equity Line of Credit
flexibility allows you access
www.wvfcu.org to funds when you need them.
FAST approvals and
professional service.
Call 304-744-MYCU (6928)
or stop by any of our 4
locations today to apply.
• NO Annual Fee . . . EVER!!!
• Competitive Rates All loans are subject to underwriting guidelines and credit approval. Actual rates range from 1.99% to 9.99%
for new autos 2019-2022. Rates range from 3.24% to 9.99% on 2018 and older used autos. Maximum terms
• Low Payments range from 36 to 60 months from 2018 and older used autos and 38 to 84 for 2019 and newer and are based
on your credit history, credit score, model, year and loan-to-value. Repayment Example: 3.54% APR* (Annual
Percentage Rate) is based on a credit score of 740+ and a loan amount of $20,000 with a term of 62 months
• Local Decisions & Servicing at 344.55 a month, with an interest rate of 2.49% which includes a $25.00 processing fee. LSI (Lenders Single
Interest) required but not required to be purchased thru WVFCU. LSI thru WVFCU is $48. Rates are accurate as
• No Closing Costs So you can spend more time
of March 31, 2022 and are subject to change without notice. Additional terms and conditions may apply.
• Potential Tax Advantages* Call us today at 304-744-MYCU (6928) or stop in
taking the scenic route
All lines are subject to credit and income approval. Maximum loan-to-value (LTV) is based on credit history, credit score and appraised value up to an 89% combined loan balance of all liens. Home Equity Lines our South Charleston of St. Albans Branch
of Credit are secured by your residence that is held as collateral. Interest rate is variable based on predetermined margins added to the prime lending rate which is published in the Wall Street Journal and may
vary quarterly. Actual margin is based on the home’s loan to value ratio, lien position, owner occupied status, applicant’s credit history and the amount of the credit line. Your home must be a single-family owner
occupied residence. Manufactured homes do not qualify. Hazard insurance is required. Flood insurance where applicable, is required. Borrower responsible for costs to resolve title issues and structural inspection,
if necessary. Additional terms and conditions may apply. Please contact the credit union for additional details about credit costs and terms. *Consult a Tax Professional regarding the tax deductibility of interest.
VOL. 8 | SPRING 2022 | ISSUE 2 PAGE 1
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