Page 6 - WVFCU: Community Connection: Spring 2022

5. Get Rid of Any Clothes or Shoes That Do Not Fit Anymore
Change out old for new! If you have any stained clothes or ones that don’t fit anymore, it
might be time for those items to go in the trash. Spring is a great time to clean out the
wardrobe and make way for some new clothes that will fit better.

The same goes for shoes! If they are old and in bad condition, it’s probably best to get rid
of them and buy some new ones.

6. Clean Off All Surfaces
The last step of the spring cleaning process is to disinfect all surfaces. This can be done by
using wipes or something more powerful like bleach diluted in water. Make sure
everything else has been cleaned already, then begin wiping down areas such as
countertops and bathtubs! These are just some great ways for homeowners to get
started on their spring cleaning.

Home Equity Line of Credit
flexibility allows you access

www.wvfcu.org to funds when you need them.
FAST approvals and
professional service.
Call 304-744-MYCU (6928) Wit Wes Virgini
or stop by any of our 4
locations today to apply. Federa C
edi

• NO Annual Fee . . . EVER!!!
• Competitive Rates Unio
mortgag ,
• Low Payments

• Local Decisions & Servicing yo ca
mak al th
• No Closing Costs
• Potential Tax Advantages* right moves.

All lines are subject to credit and income approval. Maximum loan-to-value (LTV) is based on credit history, credit score and appraised value up to an 89% combined loan balance of all liens. Home Equity Lines
of Credit are secured by your residence that is held as collateral. Interest rate is variable based on predetermined margins added to the prime lending rate which is published in the Wall Street Journal and may
vary quarterly. Actual margin is based on the home’s loan to value ratio, lien position, owner occupied status, applicant’s credit history and the amount of the credit line. Your home must be a single-family owner
occupied residence. Manufactured homes do not qualify. Hazard insurance is required. Flood insurance where applicable, is required. Borrower responsible for costs to resolve title issues and structural inspection,
if necessary. Additional terms and conditions may apply. Please contact the credit union for additional details about credit costs and terms. *Consult a Tax Professional regarding the tax deductibility of interest.
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PAGE 6 VOL. 8 | SPRING 2022 | ISSUE 2