WVFCU Fee Schedule

Fees are subject to change without notice

Effective 11/15/2020

Fees
Type Charge
Account Reconciliation $25 per hour (minimum one hour charge)
Account Research $25 per hour (minimum one hour charge)
Account Status Printout $1 per page
Address Change Notification No fee if notified by member, $3 if notified by U.S. Postal Service
Balance Requests & Checking Inquiries by Phone $2 per request or inquiry
Bill Pay NSF/Overdraft Fee - $32 plus Service Provider Fee - 1.5% of any unpaid amounts & collection costs Courtesy Pay Fee - $32 plus Service Provider Fee of 1.5% of any unpaid amounts & collection costs if the limit is exceeded Stop Payment - $32
Check Copy $5 per item
Check Printing Prices depend on style
Christmas Savings Account Withdrawal $5 per transaction
Collection Item (incoming) $40 per item
Counter Check Charge $0.50 per check (minimum of 4) 8 free for new accounts
Courtesy Pay Collection $15
Courtesy Pay NSF $32 per item
Credit Card - Foreign Cash Advance $10
Deposited Item Return (Personal) $25 per item
Deposited Item Return (2nd Party) $10 per item
Fresh Start Checking $4.99 monthly maintenance fee
Gold Checking $5 monthly maintenance fee if a $500 minimum balance is not kept.
Fax Fee $1 per page
Inactive Membership Fee $5 per month No member-initiated activity for 6 months will be assessed on Share & Share Draft Accounts. Having an aggregate deposit balance relationship of $100 or less in all Share accounts. The fee will be waived for members under 18 or having an open loan. *See Below
IRA: Roth/Traditional and/or CESA $25 if the account is closed, transferred, or rolled over
Items Sent for Collection $15 per item
Legal Process $75 per occurrence
Loan Modification Fee $250
Regular Share Account Withdrawal (Reg D) 6 free withdrawals per month, $2 for each additional withdrawal
Mobile Deposit Capture (MDC) Basic & Premier Levels are free up to approved limits, Fee Level: $0.60 per item
Mobile Deposit Capture (MDC) Deposit Limit Exception Fee $0.60 per item
Money Market Account Withdrawal(Reg D) 6 free withdrawals per month, $2 for each additional withdrawal
M2M (Member-to-Member) Transfer Service FREE
Notary Service FREE
NSF for following: ACH, Popmoney ® Checking, Visa ATM/Check Card, Loan Payment $32 per item
Official Checks $2 (regardless of account)
Official Check Copy $5 per item
Overdraft Protection Transfer Fee from a WVFCU Account $5 per item
Partial Release on Deed Pledged as Collateral $50 plus any legal fees incurred
Payroll Check Cashing $5 (if member account is less than $100)
Processing of Subpoena, Levies & Garnishments $75 per occurrence
PSL over limit $10
P2P (Person-to-Person) Payment Service $.60 - $1.75 per transaction Premium services available at varying costs as selected NSF/Overdraft Fee - $32 Courtesy Pay Fee - $32 Stop Payment - $32
Photocopy Fee $1 per page
Reinstatement of Account $50
Reissue Lost/Stolen Visa ATM/Check Card $15
Statement Copy $1 per page
Stop Payment (Check or ACH) $32 per request
Subordination Agreement $50
Telephone Balance Inquiry (by Member Service Rep) $2
Telephone Transfers (by Member Service Rep) $2
Transfer of Account to Remove Joint Owner $15
Unidentifiable Check Fee $25 per check
Visa ATM/Check Card Charge Back $25
Visa International Service Agreement (ISA) 3%
Wire Transfer - Incoming to Federal Reserve $15
Wire Transfer - Outgoing International $70
Wire Transfer - Outgoing Local $15

Safe Deposit Box Fees

Annual Rental by Size

Safe Deposit Box Fees
Size Fee
3" x 5" $25
5" x 5" $30
3" x 10" $40
5" x 10" $50
10" x 10" $75
Changing of Lock $175
Drilling of Box (missing both keys) $250
Loss of (1) Key $110

Coin Fees

Coin Fees
Amount Fee
$0.01 - $50 No Charge
$50.01 - $500 4% (Waived w/combined Deposit & Loan Balance Relationship of $10,000 or greater)
Over $500 4% (Discounted to 2% with an Active WVFCU Preferred Relationship)
Non-Members 8%