Insurance Services

Insurance Services Overview

TruStage: Insurance the credit union way.

Insurance protection is part of a solid financial plan. From getting a good rate on coverage for your car to making sure your life insurance is adequate, dependable insurance coverage ensures financial relief when you need it. And along the way, you'll take comfort in knowing you're protected.

TruStage insurance products and programs help members protect what matters most. Backed by nearly 80 years of working in partnership with credit unions and their members, you'll find products and programs for life, car, accidental death and dismemberment, home, and more. And they're only available to credit union members like you.

Welcome to TruStage and insurance the credit union way. To learn more, get quotes, or just explore, visit TruStage.com.

TruStage insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. Auto and home insurance are issued by leading insurance companies. The insurance offered is not a deposit and is not federally insured, sold, or guaranteed by your credit union.

Insurance Products

Claim your no-cost Accidental Death & Dismemberment insurance. Add more coverage starting at around $1 a month.*

Your $1,000 of no-cost TruStageTM Accidental Death and Dismemberment coverage, courtesy of West Virginia Federal Credit Union, is now available for you to claim.

As a member of West Virginia Federal Credit Union, you have received $1,000 in AD&D coverage from TruStageTM at no cost to you. AD&D coverage can pay a cash benefit to you and your loved ones in the case of a covered accident. It can also pay benefits if you are hospitalized or suffer from loss of ability (such as loss of eyesight or hearing) due to an accident. It's money your family can use to help cover any expenses you have while you focus on recovery.

Again, it costs you absolutely nothing — only a few minutes of your time — to get $1,000 of coverage. If you choose, additional insurance is available for you or eligible family members at rates designed to be budget-friendly. Your acceptance is guaranteed — with no health questions or medical exam.

Don't miss out on this valuable, no-cost benefit part of your credit union membership. Enrolling is quick and simple.

TruStage Insurance

*Cost is between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance.

TruStageTM Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), 2018-ADD-POLRDR-CI, 2018-ADD-POLRDR-CNR, E10-ADD-2012, E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA).
TruStage

ADI-2951032.3

Guaranteed Asset Protection (GAP)

If your vehicle is damaged beyond repair or stolen, your insurance company may only pay what the vehicle is worth—which is often less than what you owe on your loan. Guaranteed Asset Protection (GAP) helps protect your loan against the unforeseen by cancelling the difference between the vehicle's value and the balance of your loan.

Contact West Virginia Federal Credit Union to enroll today!

GAP Brochure

Mechanical Repair Coverage

Getting an auto loan at the right rate is important; protecting that auto is just as important. Having the right protection for those unexpected breakdowns could mean having MEMBER'S CHOICE: Mechanical Repair Coverage (MRC). Mechanical Repair Coverage helps ensure that major repairs to your car are covered when the unexpected happens.

Enroll today! Contact West Virginia Federal Credit Union to get more information.

MRC Brochure

MYCU LOAN PROTECTION

Help protect your loan. Help preserve your standard of living.

Thinking about taking out a loan to make home improvements or buy a vehicle? You should take steps to protect you and your family in case something unforeseen happens. You're betting you can pay back your loan and you won't lose your job through no fault of your own, or become disabled due to injury or illness, or need to take family leave, or pass away, which could leave your family responsible for your loan balance.

MYCU Loan Protection is a voluntary loan-payment protection product designed to help you get relief from loan payments if a protected life event unexpectedly happens to you.

Call West Virginia Federal Credit Union at (304) 744-MYCU (6928) and ask about protecting your loans today.

Your purchase of MYCU Loan Protections is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of MYCU Loan Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.