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What are the terms and repayment periods available for Home Equity?

Home Equity loans provide between 5 and 15 years and the term varies based on loan amount. Home Equity Lines of Credit have a draw period of 5 years with an option of an additional 5 year draw period, you can access available equity without reapplying. Once the draw period has ended, your outstanding line balance will convert to repayment period of 10 years, depending on your account balance.

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