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West Virginia FCU
West Virginia FCU
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Share Rates

Share Accounts

Effective Date: Thursday, February 29th, 2024
TypeMin. Deposit to OpenMin. Balance to Earn APYDividend RateAPY*
Regular Savings $1.00 $100.00 0.30% 0.30%
Christmas Savings $15.00 $15.00 1.30% 1.30%

*APY = Annual Percentage Yield. Dividends are calculated by the daily balance method (paid monthly), which applies a daily periodic rate to the ending principal balance on the account each day. A $1.00 minimum balance must be maintained in your credit union regular shares account to establish membership and retain access to credit union services. Except as specifically described, the following disclosures apply to all of the above accounts.  Please read our Share Account Disclosure for more information.

 

Checking Accounts

Effective Date: Thursday, February 29th, 2024
TypeMin. Deposit to OpenBal. to Earn APYDividend RateAPY*
Non-Interest Bearing Checking Accounts
Regular Checking $50.00 N/A 0.00% 0.00%
Fresh Start Checking $100.00 N/A 0.00% 0.00%
Interest Bearing Checking Accounts
Gold Checking** $5,000.00 $0.00 to $4,999.99 0.00% 0.00%
    $5,000 to $9,999.99 0.30% 0.30%
    $10,000 and above 0.70% 0.70%

Money Market Accounts

Effective Date: Thursday, February 29th, 2024
$5,000.00 Minimum balance to open account.
TieredBal. to Earn APYDividend RateAPY*
Tier 1 $0.00 - $4,999.99 0.00% 0.00%
Tier 2 $5,000.00 - $9,999.99 0.30% 0.30%
Tier 3 $10,000.00 - $24,999.99 0.70% 0.70%
Tier 4 $25,000.00 - $49,999.99 1.00% 1.00%
Tier 5 $50,000.00 and above 1.30% 1.30%
*APY = Annual Percentage Yield. Dividends are calculated by the daily balance method (paid monthly), which applies a daily periodic rate to the principal in your account each day. A $1.00 minimum balance must be maintained in your credit union regular shares account to establish membership and retain access to credit union services. Except as specifically described.  Please read our Share Account Disclosure for more information.

Certificates

Effective Date: Thursday, February 29th, 2024
$1,000.00 minimum investment to open account. Bonus rates may be available with a Preferred Relationship.
TermDividend RateAPY*
6 Months 2.48% 2.50%
12 months 2.47% 2.50%
**13 Month Special/Limited Time Special Offer.  Qualifications restrictions may apply: 3.92% 4.00%
18 Months 2.47% 2.50%
**19 Month Special/Limited Time Special Offer.  Qualifications restrictions may apply: 3.44% 3.50%
24 Months 2.47% 2.50%
**28 Month Special/Limited Time Special Offer.  Qualifications restrictions may apply: 2.95% 3.00%
30 Month 2.47% 2.50%
36 Months 2.47% 2.50%
48 Months 2.47% 2.50%
60 Months 2.47% 2.50%

*APY = Annual Percentage Yield. Dividends are calculated by the daily balance method (paid monthly), which applies a daily periodic rate to the principal in your account each day. * Dividends pay at maturity for 6 Month Certificate. Please read our Share Certificate Disclosures for more information.

 

Traditional / Roth IRA Certificates

Effective Date: Thursday, February 29th, 2024
$1,000.00 Minimum investment to open account. Bonus rates may be available with a Preferred Relationship.
TermDividend RateAPY*
12 Months 2.47% 2.50%
24 Months 2.47% 2.50%
36 Months 2.47% 2.50%
48 Months 2.47% 2.50%
60 Months 2.47% 2.50%

*APY = Annual Percentage Yield. Dividends are calculated by the daily balance method (paid monthly), which applies a daily periodic rate to the principal in your account each day.
Please read our IRA/Roth IRA Certificate Disclosre for more information.

 

 

Traditional / Roth IRA Savings

Effective Date: Thursday, February 29th, 2024
$100.00 Minimum to open
FeaturesDividend RateAPY*
$100.00 - $9,999.99 0.30% 0.30%
$10,000.00 and above 1.00% 1.00%
*APY = Annual Percentage Yield. Dividends are calculated by the daily balance method (paid monthly), which applies a daily periodic rate to the principal in your account each day. A $1.00 minimum balance must be maintained in your credit union regular shares account to establish membership and retain access to credit union services. Except as specifically described.  Please read our Share Account Disclosure for more information.

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