Go to main content
West Virginia FCU
West Virginia FCU
Skip Slideshow
  • Int - Deer at Pipestream - W
  • Int - NR Gorge Bridge - W
  • Int - Downtown Charleston - W
  • Int - Babock Autumn - F
  • Int - Sandstone Falls - F
  • Int - Babcock Pan - F
  • Int - Babcock Kayaker - F
  • Int - Seneca Rocks - F
  • Int - Country Roads - F
  • Int - Wolfe Creek NRG - W

Share Rates

Share Accounts

Effective Date: Saturday, November 17th, 2018
TypeMin. Deposit to OpenMin. Balance to Earn APYDividend RateAPY*
Regular Savings $1.00 $100.00 0.20% 0.20%
Christmas Savings $15.00 $15.00 0.50% 0.50%

*APY = Annual Percentage Yield. Dividends are calculated by the daily balance method (paid monthly), which applies a daily periodic rate to the ending principal balance on the account each day. A $1.00 minimum balance must be maintained in your credit union regular shares account to establish membership and retain access to credit union services. Except as specifically described, the following disclosures apply to all of the above accounts.  Please read our Share Account Disclosure for more information.

 

Checking Accounts

Effective Date: Saturday, November 17th, 2018
TypeMin. Deposit to OpenBal. to Earn APYDividend RateAPY*
Non-Interest Bearing Checking Accounts
Regular Checking $50.00 N/A 0.00% 0.00%
Fresh Start Checking $100.00 N/A 0.00% 0.00%
Interest Bearing Checking Accounts
Gold Checking** $5,000.00 $0.00 to $4,999.99 0.00% 0.00%
    $5,000 to $9,999.99 0.20% 0.20%
    $10,000 and above 0.40% 0.40%

Money Market Accounts

Effective Date: Saturday, November 17th, 2018
$5,000.00 Minimum balance to open account.
TieredBal. to Earn APYDividend RateAPY*
Tier 1 $0.00 - $4,999.99 0.00% 0.00%
Tier 2 $5,000.00 - $9,999.99 0.30% 0.30%
Tier 3 $10,000.00 - $24,999.99 0.50% 0.50%
Tier 4 $25,000.00 - $49,999.99 0.80% 0.80%
Tier 5 $50,000.00 and above 1.10% 1.10%
*APY = Annual Percentage Yield. Dividends are calculated by the daily balance method (paid monthly), which applies a daily periodic rate to the principal in your account each day. A $1.00 minimum balance must be maintained in your credit union regular shares account to establish membership and retain access to credit union services. Except as specifically described.  Please read our Share Account Disclosure for more information.

Certificates

Effective Date: Saturday, November 17th, 2018
$1,000.00 minimum investment to open account. Bonus rates may be available with a Preferred Relationship.
TermDividend RateAPY*
6 Months 1.00% 1.00%
12 months 1.19% 1.20%
18 Months 1.39% 1.40%
24 Months 1.58% 1.60%
30 Months 1.78% 1.80%
36 Months 1.98% 2.00%
48 Months 2.17% 2.20%
60 Months 2.47% 2.50%
*APY = Annual Percentage Yield. Dividends are calculated by the daily balance method (paid monthly), which applies a daily periodic rate to the principal in your account each day. * Dividends pay at maturity for 6 Month Certificate. Please read our Share Certificate Disclosures for more information.

Traditional / Roth IRA Certificates

Effective Date: Saturday, November 17th, 2018
$1,000.00 Minimum investment to open account. Bonus rates may be available with a Preferred Relationship.
TermDividend RateAPY*
12 Months 1.19% 1.20%
24 Months 1.58% 1.60%
36 Months 1.98% 2.00%
48 Months 2.17% 2.20%
60 Months 2.47% 2.50%

*APY = Annual Percentage Yield. Dividends are calculated by the daily balance method (paid monthly), which applies a daily periodic rate to the principal in your account each day.
Please read our IRA/Roth IRA Certificate Disclosre for more information.

 

 

Traditional / Roth IRA Savings

Effective Date: Saturday, November 17th, 2018
$100.00 Minimum to open
FeaturesDividend RateAPY*
$100.00 - $9,999.99 0.20% 0.20%
$10,000.00 and above 0.50% 0.50%
*APY = Annual Percentage Yield. Dividends are calculated by the daily balance method (paid monthly), which applies a daily periodic rate to the principal in your account each day. A $1.00 minimum balance must be maintained in your credit union regular shares account to establish membership and retain access to credit union services. Except as specifically described.  Please read our Share Account Disclosure for more information.

Go to main navigation