Go to main content
West Virginia FCU
West Virginia FCU
Skip Slideshow
  • Int - BRT 20 - Sm
  • Int - DS - 4 - Sp&Sm
  • Int - Hawks Nest Overlook - Sm
  • Int - Harpers Ferry - Sm
  • Int - Meadow Sp&Sm
  • Int - Rehbein New River Bridge Day - Sm
  • Int - Babcock Boley Lake - Sp&Sm


Why do I have to opt-in or out?

The Federal Reserve wanted consumers to have the option whether to have debit card and ATM transactions covered under a financial institution's standard courtesy pay program or not.  The regulation allows you, as the consumer, to have the choice to opt-in or opt-out of overdrawing your account for ATM and one-time debit card transactions.  If you should choose to opt-out, your transactions using an ATM or one-time debit card purchase will be declined when you have insufficient funds on deposit to cover the item.  If you choose to opt-in , we will cover your transactions when your account is running low on funds.  There will be a fee associated with this service.

This answer has been viewed 2780 times.
Go to main navigation