The payment type is determined automatically by our system.  One of the main factors is the way companies prefer to get paid.  If a payment can be issued electronically, we attempt to do so because it is the most efficient method.

Payment types include:

Electronic:  Payment is sent electronically prior to the Deliver By date.  The funds for the payment are deducted from your account on the Deliver By date.

Check by mail:  Funds are deducted when check is deposited by payee.

You can see how your payment was sent by by the symbol next to payment.  Lightning bolt is electronic and envelope is mail.