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West Virginia FCU
West Virginia FCU
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FAQs

WVFCU FAQs

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General Questions
Check 21: What is it?
Check 21: What is it? It is the Check Clearing for the 21st Century Act -...    [Read More]
Does this affect my checks, recurring Bill Payments or ACH payments?
No, these items will be paid by the credit union at our discretion.  All...    [Read More]
Does this Regulation only deal with debit card transactions?
The changes only apply to one-time debit card and ATM transactions.
What about Business Accounts? Does the regulation apply?
No, currently the regulation does not apply to business accounts.  The...    [Read More]
What does Regulation E mean to you?
This important regulation is a step forward in providing you options on how...    [Read More]
What is a substitute check?
To make check processing faster, federal law permits banks to replace original...    [Read More]
What is Regulation E?
Regulation E prohibits the credit union from overdrawing your account and charging...    [Read More]
What is the cut-off time for outgoing wires?
Our cut-off time for outgoing domestic wires is until 3:00 PM.
When did Check 21 become effective?
Check 21 became effective on October 28, 2004.  As of this date, all financial...    [Read More]

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