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West Virginia FCU
West Virginia FCU
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FAQs

WVFCU FAQs

Mortgage Questions
Can I have my mortgage payment deducted automatically from my checking or savings...    [Read More]
No, but if you are buying a home, it is a highly recommended that you obtain...    [Read More]
Interest rates are influenced by the financial markets and can change daily-or...    [Read More]
 We offer many convenient ways to start the mortgage application process:  Call...    [Read More]
Yes, there are costs related to processing any new loan application; they can...    [Read More]
The time to close will vary, depending on your situation. Once you have been...    [Read More]
Points are finance charges paid to the lender as part of the closing costs. ...    [Read More]
Virtually all home buyers rely on a mortgage loan to finance a home.  Few...    [Read More]
A rate lock gives you protection from financial market fluctuations that...    [Read More]
It is an evaluation of the property's value.  The appraiser visits the...    [Read More]
It is an evaluation of the property to find out if there are any problems with...    [Read More]
This warranty covers any repair to the structure, mechanical systems, and major...    [Read More]
The origination charge is the amount for services performed on the initial loan...    [Read More]
This is when you make early or extra payments towards the principal or (amount...    [Read More]
Locking ensures that your loan pricing will be unaffected during the lock-in...    [Read More]
A homeowners insurance (or hazard insurance) policy covers loss from damages...    [Read More]
An insurance policy, that protects a lender and/or homebuyer (only if homebuyer...    [Read More]
The fee for locking varies: You can once a purchase contract is negotiated...    [Read More]
Evidence of insurance will be required at the time of closing.

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